I N V E S T M E N T P R O P E R T Y L O A N S
1–4 Unit Properties
Build Wealth Through Real Estate
Finance 1–4 unit investment properties based on the property’s rental income — not traditional personal income qualification.
Program Highlights
Flexible financing designed for real estate investors.
Purchase, Refinance
or Cash-Out
1–4 Unit
Properties
No W-2 or Paystub
Income Qualification
No Traditional
Tax-Return Calculation
Competitive
Fixed-Rate Options
LLCs and Other
Eligible Entities
Nationwide
Programs Available
First-Time and
Experienced Investors
Eligible Property Types
Finance a variety of residential investment properties.
Single-Family
Townhome
Condo
2–4 Units
How Does a DSCR
Loan Work?
Instead of focusing on your personal income, a DSCR loan uses the property’s rental income to determine qualification. The property’s income is compared to its housing expense to calculate the Debt Service Coverage Ratio (DSCR).
This can make DSCR financing ideal for self-employed investors, real estate professionals, and those looking to expand their portfolio without traditional income documentation.
What Can You Use the Loan For?
Choose the option that fits your investment goals.
Purchase
Acquire your next investment property.
Refinance
Replace existing financing with a long-term investment loan.
Cash-Out
Access equity for additional investments, improvements, or other permitted purposes.
Ready to Take the Next Step?
Find out what your investment property can qualify for today.
Fast. Simple. No Obligation.