MULTIFAMILY INVESTMENT LOANS
5–8 Unit Properties
Financing for Larger Real Estate Investments
Expand your portfolio with 5–8 unit investment property financing. Our DSCR loan programs are designed for real estate investors, with qualification based primarily on the property’s rental income and cash flow — not traditional personal income.
Program Highlights
Investor-focused financing with flexibility and competitive options.
Purchase, Refinance or Cash-Out
5–8 Unit Multifamily Properties
Rental-Income / Property-Cash-Flow Qualification
Nationwide Programs Available
Reduced Traditional Personal-Income Documentation
LLC & Eligible Business-Entity Vesting
Fixed-Rate and Investor-Focused Financing Options
First-Time & Experienced Multifamily Investors
Eligible Property Types
Financing for 5–8 unit residential investment properties.
5-Unit
6-Unit
7-Unit
8-Unit
How Does 5–8 Unit Financing Work?
Because a property with five or more units is generally treated differently than a 1–4 unit residential property, financing is structured around the investment and its ability to generate income.
The lender evaluates factors such as property rental income, operating expenses, debt service, property value, borrower credit, liquidity and experience, depending on the specific program.
This can be an excellent option for investors who want to grow from smaller residential rentals into multifamily properties without relying exclusively on traditional bank financing.
What Can You Use the Loan For?
Flexible options to help you reach your investment goals.
Purchase
Acquire a 5–8 unit multifamily investment property.
Refinance
Replace existing financing with an investor-focused loan.
Cash-Out
Access available equity for additional investments, renovations, or other permitted purposes.
Ready to Grow Your Portfolio?
Find out what your 5–8 unit investment property may qualify for.
Fast. Simple. No Obligation.
Programs, rates, terms, loan amounts, LTV limits, DSCR requirements, credit requirements, reserves, property eligibility and documentation requirements vary by lender and are subject to change.